Replace spreadsheets, desktop accounting and paper KYC with one connected system - lending, cash, compliance and reporting from a single source of truth.
- Double-entry GL, automated
- Field offline capability
- Maker-checker on every decision
- Multi-currency, multi-branch
Portfolio overview
Baobab Microfinance · All branches
Gross loan book
$4,820,500
Active loans
1,284
PAR 30
4.7%
▼ 0.6 vs last month
Portfolio at risk by bucket
ZWG · USD
The hidden cost of running on fragments
Every manual workaround is a loan you didn't write.
Double entry, literally.
Every disbursement, repayment and accrual gets keyed again into the accounting spreadsheet. Reconciliation never ends.
No single source of truth.
Client KYC, loan schedules, payments and the GL live in different files - so nobody fully trusts the numbers.
Compliance done on the side.
Sanctions screening and reporting happen in Excel or with outside consultants - and can't be proven in an examination.
Blind until month-end.
PAR, cash position and officer performance are reconstructed after the fact, when it's too late to act.
The fix isn't more staff. It's removing the manual work entirely.
One platform, not six tools
Record the loan once. The system does the rest.
Automate the busywork.
The posting engine turns every business event into balanced journal entries. Background jobs handle accrual, aging, provisioning and statements while your team sleeps.
See everything live.
PAR (1 / 30 / 60 / 90 / 180), book size, cash position and officer productivity update in real time - drill from any report line to the source transaction.
Scale without rebuilding.
Multi-branch, multi-currency and multi-country from day one - so growth never means a re-platform.
One login, every function
A complete core system, not a loan tracker.
Six connected modules cover the whole institution - from a client's first KYC document to write-off and recovery.
Everything in the base plan
15 modules. No add-ons. No upsells.
Most platforms sell you the core and charge for the rest. Everything listed here ships in the base plan, on day one.
See it on your own portfolio
Process more loans with fewer people. Let us show you how.
Book a 30-minute demo and we'll walk through lending, automated accounting, built-in compliance and the role-based workspace - using scenarios that match how your MFI runs today.
No commitment. No spreadsheet required to get started.